Dana Georgiou

Dana is a seasoned mortgage professional with nearly 30 years of mortgage lending experience, including executive management in sales, marketing, and operations for the last 15 years. Her expertise includes the development of high-performing sales teams, creating sales growth and strategy, perfecting and implementing solutions to streamline new loan production, as well as managing large-scale mortgage operation centers. She has a deep background in mortgage compliance, including CFPB mock audit efforts, and has worked in all channels of the mortgage business, with the last few years focused on the Private Lending/Business Purpose Entity lending space.

Her proven track record is unique in that it covers operations, credit/risk, sales, and marketing. She is an avid speaker/presenter at numerous mortgage industry events and believes in deep advocacy for education in the private lending space. Dana is a published author, with some of her most recent articles appearing in Mortgage Women Magazine and Deal Maker Magazine. Dana is actively involved with Habitat for Humanity in her local area as a financial counselor, helping families achieve their dream of homeownership. She lives in the East Texas area on a small ranch with her husband Sean, their two Labradors, and numerous other ranch animals.

Joel Kan

Vice President, Deputy Chief Economist, Mortgage Bankers Association

Joel Kan serves as Vice President, Deputy Chief Economist for the Mortgage Bankers Association. In this role, he is responsible for MBA’s macroeconomic and housing market forecasts and oversees the production of MBA’s industry surveys, including the Weekly Mortgage Applications Survey, Builder Applications Survey, and Mortgage Credit Availability Index – three of the association’s high-profile surveys. Mr. Kan presents regularly on the economy and housing market at MBA and industry events, and is interviewed and quoted frequently in national, local and industry media outlets.

Prior to joining the MBA, he worked in Ernst & Young’s Quantitative Economics and Statistics (QUEST) group. He holds a B.Sc. in Economics and Statistics from the University of Michigan, Ann Arbor.

Bruce Lund

For over a decade, Dr. Bruce has trained thousands of salespeople and managers. His coaching journey began as a 25 year-old career author and speaker. He finished his PhD in Human Performance at 29, and became one of the youngest program directors in the Texas A&M system. Dr. Bruce was then recruited back into corporate America as VP of Sales and lead sales trainer for a top coaching company, helping grow revenue over $2 million annually.

In 2017, Dr. Bruce launched 90-Day Sales Manager, which has earned the reputation as a top sales onboarding program in housing, banking, insurance, and financial services. Dr. Bruce has spoken on some of the largest stages in North America including the Los Angeles Convention Center and Million-Dollar Roundtable. His content is featured on the most-respected platforms in the world including Breakthrough Broker with 600,000 users and MDRT with 65,000 members. The next big thing in training is here, his name is Dr. Bruce.

Peter Micera

Senior Vice President of Sales, Dark Matter 

Peter Micera is Senior Vice President of Sales at Dark Matter, where he leads the enterprise sales strategy and manages growth efforts throughout the Eastern United States. With over thirty years of experience in mortgage technology, process automation, and cost reduction, Peter is highly regarded for building strategic alliances, introducing innovative approaches, and guiding organizations through intricate operational changes. 

Throughout his professional journey, Peter has skillfully promoted a wide range of mortgage and consumer lending systems to banks, credit unions, and mortgage bankers. His deep industry knowledge spans early desktop calculators, DOS software, Windows platforms, and most recently, developments in artificial intelligence. 

Peter is committed to aligning technology and automation with business goals, driving cost savings, and elevating organizational success. He emphasizes optimizing technology for mortgage and home equity organizations across consumer direct, retail, wholesale, and correspondent channels, earning recognition as a valued speaker at industry conferences. 

Denise Panza

VP, Mortgage Loan Originator, Total Mortgage

With 30 years of mortgage banking experience, Denise Panza has mastered the art of making home financing feel less intimidating—and a whole lot more human. Known for her bold social media presence (yes, those viral LinkedIn letterboards are all her), Denise blends industry expertise with authenticity, wit, and consistency to build real connection in a digital world.

Ranked among the Top 50 Most Viewed Mortgage Professionals on LinkedIn and Recognized by Success Magazine as one of the Top 25 Real Estate Trendsetters in 2022. Denise has become a go-to voice for modern, relationship-driven marketing in the mortgage space. Her approach proves that personality is a superpower—and that showing up online can transform your business.

As a seasoned Mortgage Loan Originator at Total Mortgage, Denise works with a full range of clients and loan products — from first-time homebuyers (her soft spot!) to investment and commercial financing and reverse mortgages. She is licensed in 19 states including New York, Connecticut, Massachusetts, New Jersey, Virginia, Texas, Georgia, the Carolinas, Florida.

She has been a branch manager for Total Mortgage since 2020.  She relocated her branch to Naples, Florida moving from New York in 2022

She is consistently a top producer and has been a presidents club recipient every year since joining Total.

Ben Scribner

Regional Sales Manager, Angel Oak Mortgage Solutions

Ben Scribner, Regional Sales Manager, here at Angel Oak Mortgage Solutions, is an expert and reliable consultant supporting brokers and correspondents. He joined Angel Oak due to the increasing demand for non-QM knowing we are the experts on training and offering tools for success. It is a great feeling to help deserving borrowers overcome their loan challenges and purchase the home of their dreams.

Brian Vieaux

President, MISMO (Mortgage Industry Standards Maintenance Organization)

Brian Vieaux serves as President of MISMO (Mortgage Industry Standards Maintenance Organization), where he leads the organization’s mission to drive efficiency, transparency, and interoperability across the real estate finance ecosystem. In this role, he focuses on expanding industry awareness of MISMO’s critical value, ensuring every participant, from lenders and servicers to technology providers and investors, benefits from trusted data standards and a more seamless digital mortgage experience.

A Certified Mortgage Banker (CMB) since 2005, Vieaux brings more than 30 years of executive experience spanning mortgage origination, fintech innovation, and channel development. Prior to joining MISMO, he served as President and Chief Operating Officer of FinLocker, a financial fitness and homeownership readiness platform that empowers lenders and loan officers to engage consumers earlier in their homebuying journey through data-driven insights. Before FinLocker, he was Senior Vice President of Third-Party Origination (TPO) Lending at Flagstar Bank, where he led national account strategy, wholesale & correspondent lending, and strategic partnerships.

Vieaux is also the co-author of Rethink Everything: You Know About Being a Next Gen Loan Officer, a book that challenges industry professionals to modernize how they educate, engage, and empower today’s homebuyers. His leadership is marked by a “Point of Thought, not just Point of Sale” philosophy, emphasizing education, empowerment, and responsible innovation as the foundation of sustainable homeownership.

An active contributor to the mortgage and fintech communities, Vieaux serves on the Board of Directors for the Michigan Mortgage Lenders Association (MMLA) and DBG Detroit, an after-school education and mentorship program. He also hosts several industry podcasts and authors thought leadership content focused on technology adoption, consumer-permissioned data, and the future of lending.