Julie Baril

VP of Quality Control, SWBC Mortgage Corporation

Sara Cabral

State Chief Bank Examiner at State of Rhode Island

Rob Chrisman

Rob is a well known speaker, writer and all around mortgage expert. He is the creator of the Chrisman Commentary for the Daily Mortgage News. He is also on the board of directors of Inheritance Funding Corporation, of Doorway Home Loans, of AXIS Appraisal Management, and of the California MBA. He is a member of the Secure Settlements Advisory Board, an associate of the STRATMOR Group, and of the Mortgage Bankers Association of the Carolinas and its membership committee. Rob has provided expert witness services for mortgage and real estate-related cases, has lectured to groups around the country.

Robbie Chrisman

Robbie started his mortgage industry career with internships during high school and college at Peoples National Bank in Colorado, and RPM & Bay Equity in the San Francisco Bay Area. After graduating from The University of Texas at Austin with a degree in Finance in 2014, he went to work at SoFi, where he rose to Director, Capital Markets assisting in the creation of SoFi’s residential mortgage division before leaving to work for TMS in Austin, Texas. From there, he went to work for FinTech startup Riivos in San Francisco and then to Mortgage Capital Trading (MCT) in San Diego. He is an avid cyclist, has visited all 50 states and numerous countries, and produces a successful daily podcast on the residential mortgage industry.

Gaetano Ciambriello

Loan Originator, AFC Mortgage Group

Lawrence Garfinkel

Greene Law P.C.

Steve Grandizio

Everyone in the real estate industry experiences adversity, but it’s how you choose to handle it that separates success from failure. From the outside, Steve Grandizio looks like someone who has had it pretty easy. He was a four-time collegiate All-American, played minor league baseball, co-founded a successful non-profit, has had a successful mortgage career for 20+ years and has a wonderful wife of 25+ years and two amazing children.

Although all of this is true, his path to get here has been anything but easy. He has dealt with adversity throughout his life, which has helped what shaped the man he is today.

Steve will share some of life’s curveballs, including a near death medical experience, that have been thrown his way and the perspective he had in order to help him knock them out the park!

Today, Steve is very active in Little Smiles PA, a 501c3 that brings smiles to the faces of kids in need throughout the Delaware Valley. He also has spent 20+ years in the mortgage industry in various sales and leadership roles and the founder of Eyeroll, a dad joke lifestyle brand raising money for adoption.

William Kooper

Vice President of State Government Affairs and Industry Relations Mortgage Bankers Association

John V. Levonick

Garris Horn LLP

John V. Levonick is a seasoned Attorney who focuses on consumer finance, regulatory compliance, and technology.

With insight gained from years of experience as External Counsel, Chief Executive Officer, General Counsel and Chief Compliance Officer, John understands the dynamic and everchanging consumer finance and technology markets. He has extensive experience advising originators, servicers, investors and third party service providers regarding mortgage lending and regulatory compliance.

John has advised heavily regulated clients on a wide variety of transactional matters relating to consumer finance regulatory compliance (mortgage lending); emerging technology, software and services procurement and adoption; governance, risk and compliance programs; software licensing and services agreements; software as a service (SaaS), cloud computing (IaaS), cloud services (PaaS); cybersecurity, privacy, and vendor management.

John has worked with banks, lenders, servicers, federal and state regulators, trade organizations and nationally recognized statistical ratings organizations in creating policy, defining risk, and translating complex regulatory requirements into practical, technology driven business solutions, that have become the basis for many established origination, servicing, loan acquisition and securitization practices in the U.S.  With a passion for solving complex consumer finance challenges, John looks to continue to serve to the consumer finance and technology industries as part of Garris Horn.

James McLoughlin

Branch Manager, CMG Mortgage

Steve Richman

“Steve Richman is a dynamo – energetic, relevant, informative, inspiring – and provides very specific and actionable tactics with his audiences. He is a tremendous talent, a great friend, and an all-around wonderful human being.”

The Market Has Changed.

The Customer Has Changed. Have You?

Steve draws on his success as a court-room litigation attorney, an account executive and business manager, negotiations and sales trainer, Six Sigma Black Belt, DJ and father. These unique work experiences help Steve connect with all levels from your front line employees to the C-Suite.

Stephen Robert

Since 2007, Stephen has immersed himself in the realm of credit, aiding individuals in understanding and improving their credit profiles. He received comprehensive training from John Ulzheimer, a former Equifax and FICO expert, through Credit Summit seminars, Credit Expert certification, and personal dialogue. Equipped with this expertise, Stephen has conducted numerous presentations to professionals and clients, elucidating the intricacies of the credit scoring system and offering actionable advice.

Bill Schettler

Chief Production Officer, Total Mortgage

Debra Sousa

Executive Director, Mass. MBA

Kevin Stevens

Senior Manager for Mortgage Markets, Consumer Financial Protection Bureau (CFPB)

Kevin Stevens is a Senior Manager for Mortgage Markets at the Consumer Financial Protection Bureau (CFPB), where he focuses on monitoring market activities and developments in mortgage originations. Kevin joined CFPB in October 2022. Prior to CFPB, Kevin was the Acting Director for the Office of Single Program Development for the Federal Housing Administration (FHA) in the Department of Housing and Urban Development (HUD) since August 2019 where he led the development and implementation of FHA’s origination policies. Prior to serving as acting office director, Kevin was the Director of the Home Mortgage Insurance Division within the office since 2014 and the Deputy Division Director since 2011. Kevin first joined HUD in 2008 serving in the RESPA and SAFE Act offices. Prior to his government service, Kevin began his career in the mortgage industry in 1992 holding several origination positions for different regional mortgage lenders including seven years as a Regional Manager/Account Executive with American Mortgage Express. Kevin holds a bachelor’s degree in economics from Roanoke College.

Kelly Turner is a dynamic, experienced loan officer whose main goal is to get you the loan that makes the most sense for you. With a background in education, she will walk you through every step of the mortgage process to make sure you understand the loan you are choosing and feel comfortable with your payment plan. She is passionate about helping her buyers find their dream homes and is dedicated to offering an informative (and easy) financing process.

Kelly was born and raised in Glastonbury, Connecticut and currently lives there with her husband and three children. In her free time, she loves to adventure around the state in search of fun new places and businesses. She is involved in her local chamber of commerce, The Connecticut River Valley Chamber of Commerce, the Glastonbury Education Foundation, and many other community organizations.

Kelly was also the winner of the Connecticut Mortgage Bankers Association Barbara Goodrich Rising Star Award in 2021, The Connecticut River Valley Chamber of Commerce Community Luminary Award 2020, and the Delta Zeta International Sorority 35 Under 35 List in 2019.